Wanderer Financial is a website and stock trading system that is built on simple and safe trading techniques that give us and our members the freedom to pursue other enjoyable endeavors.  Our trading philosophy is to keep it simple and safe, and you'll find those tenets on display throughout our website, Weekend Updates, and Basecamp.

Pat has spent the past sixteen years traveling the world, having transitioned from Chicago pit trader into wandering screen trader. Lorin started his trading from a screen and has continued to bring that style with him wherever he goes. What neither of us wants is constant risk that requires constant screen time. We have built trading techniques that are easy to understand, implement, and manage. Our focus is to get out and truly enjoy life while at the same time be able to effectively manage and make money.

When it comes to managing risk there is nothing like experience to help you learn. While Pat was still in the trading pits and surrounded by professional traders, he'd see new traders come in and lose everything they had through their own hubris. They had no risk management plan in place, something that every single trade needs — no matter how big or small. With each trade we enter there is a clear entry, exit, and target price. The entry is where we will put on the trade, the target is where we are expecting the trade to go, and the exit is where we will bail out of the trade should it go against us.

The difference between the entry and target, and the entry and exit, is called the reward to risk ratio. We don't enter trades in which our potential profits only match our potential risk. We are looking for strong reward to risk. A minimum of 2:1, but more often higher.

Sometimes it takes time for those opportunities to present themselves. The market isn't on anyone's time schedule. The market doesn't care that you are online that day and that you want to make a trade. A wandering lifestyle and patience go hand-in-hand. You should be able to live the lifestyle you want, and when you are ready to follow the market you should be able to look and quickly assess whether opportunities are there or not. That's where our analysis — communicated in Basecamp, WhatsApp, and the Weekend Updates — comes in. We've done all the legwork. We've evaluated risks, we've identified patterns, and chart set-ups, entries, targets, and exits. Your job then, is simply to execute. And we'll even teach you how to do that.  Join us today, and you too can gain the freedom to live the mobile lifestyle!


Pat began trading commodities straight out of college, taking a  job as a pit reporter at the Minneapolis Grain Exchange. He quickly moved to the trading floor as head clerk at a trading firm where he fell in with a small group of successful traders who would become his mentors. He sold his car, put $5,000 in a trading account, and never looked back. Two years later he moved to Chicago to trade in the Soybean Options pit. He stood shoulder to shoulder with hundreds of other pit traders in Chicago, managed his risk, turned a nice profit, and fled the city for a wandering life. He sailed around the world aboard his first boat Bumfuzzle, drove around most of it in a VW bus, raced across America in a vintage Porsche, sailed and began raising a family in Mexico, traveled extensively in vintage motorhomes, and is currently cruising the high seas again aboard a trawler. He is now in his 20th year of trading, the vast majority while traveling abroad in over 60 countries.

Pats Wanderer Lifestyle Adventures Trading for a Living


While the world was distracted by the tech bubble of the 90’s, Lorin was busy studying the undervalued metals market. His love of adventure prompted him to develop a trading system that is ideal for a traveler. After 20+ years of fine-tuning, he’s learned to spot setups with low-risk, high-reward probabilities that are perfect for the wandering lifestyle. His thirst for adventure and willingness to step out of his comfort zone has allowed him enjoy some epic adventures with his family. He and his wife of over 20 years have two boys. Together, the four of them have traveled the U.S., each on their own motorcycle. They have enjoyed traveling in motorhomes and custom vans and have even traveled the east coast via a sailboat. In general, they have tried to spend as much adventurous time together as possible before their boys grew up and moved away. Their lifestyle is a testament to enjoying life to the fullest.