Last updated: April 22, 2020

Wanderer Financial LLC, operates https://www.wandererfinancial.com. This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site.

By using the Site, you agree to the collection and use of information in accordance with this policy.

Information Collection And Use

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name. It may include your address, email address, and phone number and IP address.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

 

Cookies:

A cookie is a small data file that websites often store on your computer's hard drive when you visit their sites. A cookie may contain information, such as a unique user ID (not your name!) that websites use to track the pages of the sites you've visited and “remember” your choices (where applicable). The most common ways that we use cookies is to provide shopping cart functionality, remember your account login state, and provide visual data elements that only you see on certain pages of the web site. For example, we may store your first name so that it can be shown back to you as you browse the site.

We also use pixel tags to collect non-identifiable and/or pseudonymized information about how you view the Website. A pixel tag is a small snippet of code placed on a website for the purpose of tracking activity on that website. When you access those pages of the website, pixel tags generate a notice of that visit. Pixel tags often work in conjunction with cookies to provide you with a more enjoyable, enhanced, and customized experience while you visit the site.

You can refuse cookies by turning them off in your browser. To learn how to do this for your browser, visit: www.aboutcookies.org. Most of the known browsers are listed there. You’ll need to do it for each browser on your computer/device.

Keep in mind that if you turn off cookies on this website, you will need to log in every time you visit the site. You may also find some additional website functionality to be limited as well.

Log Data

Like many site operators, we collect information that your browser sends whenever you visit our Site ("Log Data").

This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics.

In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this information for our own use only.

We may use your Personal Information to contact you with newsletters, marketing or promotional materials.

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive.

Like many sites, we use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

Embedded Content

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.

Mobile Device Information:

We may collect information about the mobile device you use to access our services, including the hardware model, operating system and version, unique device identifiers, mobile network information and information about your use of our mobile applications.

Facebook Custom Audience Pixel

A custom audience pixel is a tiny piece of code that is embedded on several pages of our website. This piece of code performs many important functions for transmitting website-specific events to Facebook. We use this to record information about the way visitors use our website so we can continue to improve our service, tailor our products, and create a custom experience specifically for each user.

It’s important to note that no personal information is contained in or collected as a result of using this pixel. What it does do is log information about a user’s browser session and sends it to Facebook in an anonymized way that does not allow us to uncover the identity or personal data of any individual user or visitor.

What it does allow us to do are a few very important and useful things for us as a company and you as our visitor. Here are the three main scenarios:

  • One is to tailor your user experience by showing you more of the content you prefer to consume and less of the content you don’t. (Otherwise known as Sponsored Content.)
  • By placing conversion pixels on our checkout page, we can properly attribute any sales to the referring source or campaign that is responsible for that sale. As a small business, this is extremely important to us. It tells us where our most important customers can be found, and it tells us which of our advertising efforts are most effective.
  • The third scenario is to show certain users new products, reminders, or exclusive promotions.

You can opt-out of Facebook’s Website Custom Audience tracking at any time. Keep in mind, Facebook will still show you Ads and Sponsored content, but under this scenario, it won’t be based on your preferences and choices. Instead it will be completely random. In other words, instead of seeing articles and ads for products or services that interest you, you’ll see more unfamiliar content.

You can opt-out of Facebook Website Custom Audiences here:  https://www.facebook.com/ads/website_custom_audiences/

Additionally, you can manage your participation in internet advertising by managing your browser, smart TV, and mobile device opt-outs. Visit https://optout.networkadvertising.org/. If you live outside of the United States, please check your country’s advertising alliance for more information.

Advertising and Analytics Services Provided by Other

We may allow others to serve advertisements on our behalf across the Internet and to provide analytics services. These entities may use cookies, web beacons and other technologies to collect information about your use of the Services and other websites, including your IP address, web browser, pages viewed, time spent on pages, links clicked and conversion information. This information may be used by Company and others to, among other things, analyze and track data, determine the popularity of certain content, deliver advertising and content targeted to your interests on our Services and other websites and better understand your online activity. For more information about interest-based ads, or to opt out of having your web browsing information used for behavioral advertising purposes by companies that participate in the Digital Advertising Alliance, please visit www.aboutads.info/choices.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Service Providers Who We Share Your Data With

We may share your information with our service providers who manage our customer information and perform services on our behalf, such as promotional messages, sending communications to our prospects or subscribers, conducting surveys, etc. We do not authorize any of these service providers to make any other use or disclosure of your information.

Social Sharing Features

The Services may offer social sharing features and other integrated tools (such as the Facebook “Like” button), which let you share actions you take on our Services with other media, and vice versa. Your use of such features enables the sharing of information with your friends or the public, depending on the settings you establish with the entity that provides the social sharing feature. For more information about the purpose and scope of data collection and processing in connection with social sharing features, please visit the privacy policies of the entities that provide these features.

Push Notifications/Alerts

When you download our app, log in and enable notifications, you are giving your consent to receive push notifications from use. With your consent, we may send push notifications or alerts to your mobile device. You can deactivate these messages at any time by changing the notification settings on your mobile device.

What Rights You Have Over Your Data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

How Long We Retain Your Data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information. If you are a customer of ours, we may keep your customer record on file for up ten years after your last recorded customer date. We may keep analytics records for up to three years. If you have opted in to our mailing list, we may keep your record for up to three years after your last interaction with us.

Where We Send Your Data

Visitor comments may be checked through an automated spam detection service.

How We Protect Your Data

We take data protection very seriously. We use only the most trusted and verified payment and data processing providers to process financial and communication transactions. Our staff is trained in privacy. We do not have access to our users and subscribers passwords or sensitive data.

Changes To This Privacy Policy

This Privacy Policy is effective as of May 1, 2017 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy.

If we make any material changes to this Privacy Policy, we may notify you either through the email address you have provided us, or by placing a prominent notice on our website.

Contact Us

If you have any questions about this Privacy Policy, please contact us.